Here’s a tip that just might save your bacon: Set up withdrawal alerts on your bank accounts. Many banks will send you an e-mail alert whenever money is withdrawn from your account via check, debit card or transfer. Setting up those alerts will allow you to spot and report fraudulent activity BEFORE the money has already been siphoned into a cyber-criminal’s hands.
Second tip: Require dual-factor authentication to access your bank account. Most banks will have this as a security setting for your account. That simply means when you try to log in, you will be asked to enter a four- or five-digit code sent to your mobile phone or personal e-mail. This will prevent a hacker from getting in EVEN IF they crack your password.